TOTAL BALANCE
€18.510,50
across all accounts
INCOME · JULY
€10.500,00
3 transactions
EXPENSES · JULY
€293,00
5 transactions
NET · JULY
€10.207,00
income − expenses
BANK FEED
Qonto — MainStripePayPal
Qonto — Main
CONNECTED€14.280,50
sync 2026-07-24 09:14
Stripe
CONNECTED€3.410,00
sync 2026-07-24 09:14
PayPal
CONNECTED€820,00
sync 2026-07-23 18:00
| DATE | DESCRIPTION | CATEGORY | PROJECT | AMOUNT | ACCOUNT |
|---|---|---|---|---|---|
| 2026-07-23 | INCOME | RS//ADE//WEB#1 | +€4.200,00 | Qonto | |
| 2026-07-22 | INFRA | — | −€187,00 | Stripe | |
| 2026-07-21 | INFRA | — | −€29,00 | Qonto | |
| 2026-07-20 | INCOME | RS//DF//TFC#1 | +€3.500,00 | Qonto | |
| 2026-07-18 | INFRA | — | −€20,00 | Stripe | |
| 2026-07-15 | INCOME | RS//7FV//GAI#1 | +€2.800,00 | Qonto | |
| 2026-07-14 | INFRA | — | −€12,00 | Stripe | |
| 2026-07-10 | INFRA | — | −€45,00 | Stripe |
Qonto · Stripe · PayPal — manual sync · automated feed via CMD-FIN/BANK in roadmap
INVOICES5 total
| INVOICE | CLIENT | PROJECT | AMOUNT | ISSUED | DUE | STATUS | ACTIONS |
|---|---|---|---|---|---|---|---|
| INV-2026-007 | ADence GmbH | WEB#1 | €4.200,00 | 2026-07-20 | 2026-08-03 | PAID | |
| INV-2026-006 | DF | TFC#1 | €3.500,00 | 2026-07-15 | 2026-07-29 | PAID | |
| INV-2026-005 | 7FV | GAI#1 | €2.800,00 | 2026-07-01 | 2026-07-15 | PAID | |
| INV-2026-004 | OE | BDC#2 | €5.600,00 | 2026-06-15 | 2026-06-30 | PAID | |
| INV-2026-008 | DF | TFC#1 | €3.500,00 | 2026-07-24 | 2026-08-07 | DRAFT |
INV-2026-008 draft — ready to send · CMD-SEND routes invoice via stefan@runwayservices.net
PROJECTIONSforward look · current contracts
AUG 2026
€10.500,00
−€342,00
HIGH confidence
SEP 2026
€10.500,00
−€342,00
HIGH confidence
Q4 2026
€31.500,00
−€1.026,00
MEDIUM confidence
FY 2026
€42.000,00
−€3.420,00
LOW confidence
Based on 3 active contracts · assumes renewals · no new business included
SCENARIO LABwhat if you close new contracts?
CURRENT RUN RATE
MONTHLY INCOME
€3.500,00
ANNUAL RUN RATE
€42.000,00
MONTHLY INFRA
€342,00
NET / MONTH
€3.158,00
INFRA vs NET RATIO
9.8% infra overhead
Assumes avg €1167 / contract · infra scales linearly above 4 contracts
FINANCIAL SIGNALStax · legislative · platform
INFO
BANKING
Qonto
New IBAN issued. Verify with BDC#2 client before next invoice.
2026-07-22
ACTION
TAX
EU VAT
Q2 VAT return deadline: 2026-07-31. Prepare supporting docs.
2026-07-20
INFO
PLATFORM
Stripe
Stripe updated payout schedule — verify next settlement date.
2026-07-18
REVIEW
TAX
Legislative
German Kleinunternehmer threshold raised to €25K from 2026-01.
2026-07-15
Manual entry · automated signal sweep via CMD-FIN/SIGNALS planned · connects to Earth Intelligence feed
SUPPLIERStotal monthly: €342,00
| SUPPLIER | TYPE | €/MONTH | STATUS | NOTES |
|---|---|---|---|---|
| OpenRouter | AI Gateway | €187,00 | KEEP | Canonical LLM gateway. All models via one API. |
| Hostinger VPS | Infrastructure | €29,00 | KEEP | n8n + WAHA + Owncast. Not swappable short-term. |
| Vercel | Hosting | €20,00 | KEEP | Subdomain deploys. Manual prod workflow. |
| Cloudflare | DNS + Proxy | €12,00 | KEEP | DNS backbone for runwayservices.net zone. |
| Groq | Transcription | €45,00 | REVIEW | Whisper-large-v3 transcription. Monitor usage vs cost. |
| Supabase | Database | FREE | KEEP | Free tier. Upgrade path available. |
| Cal.com | Booking | FREE | KEEP | Free plan. Handles appointment intake. |
| Sportmonks | Football API | €49,00 | REVIEW | TFC#1 fixture data. Evaluate vs free alternatives. |
2 suppliers flagged for review · 2 on free tier
WISH LISTtotal: €1.274,00
Logic Pro upgrade — Logic Pro 11
Audio production for TFC#1 content pipeline.
€230,00
HIGH
Affinity Publisher 2 universal license
Full Affinity suite for brand/print output.
€165,00
NORMAL
Sportmonks premium tier
Higher API limits for R2 Nations research.
€149,00
NORMAL
Dedicated recording mic (XLR)
Voice intake quality upgrade for CMD-IN.
€280,00
LOW
External monitor — 4K 27 inch
Multi-surface work (console + Logic + Affinity).
€450,00
LOW
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